Termites are the single biggest pest risk for NSW townhouses โ€” far more so than for apartment buildings. Most townhouses have timber framing, ground-level construction, and gardens close to the building. That's exactly what termites are looking for. The simple rule: protecting and treating common structural elements is the owners corporation's job. Pests inside your lot (cockroaches, ants, rodents) are yours.

What we're talking about

Pest issues in a townhouse scheme generally fall into two groups:

Termites get the most attention because they cause the most damage and the most disputes. A townhouse with active termites can run up tens of thousands of dollars in repairs if it isn't caught early.

Typical position

Usually OC

  • Annual termite inspections of common structural elements
  • Termite barriers and treatment of common property
  • Repair of termite damage to common structure (frame, beams, common walls)
  • Treatment of common gardens, fences and external timber
  • Possums or bees nesting in common roof spaces
  • Rodents in common areas (driveways, common bin areas)

Usually owner

  • Pests inside the lot (cockroaches, ants, spiders, rodents)
  • Treatment of damage to lot-only finishes and fittings
  • Internal termite activity attacking lot fixtures only
  • Cleanliness and storage practices that attract pests
  • Sealing entry points inside the lot

Often grey

  • Termites first found inside a lot but affecting common structure
  • Treatment that needs access to multiple lots
  • Damage where it's unclear whether the timber is lot or common
  • Garden conditions on a lot that attract termites
  • Old termite damage in a recently bought lot

โš  This is much more of a townhouse issue than an apartment issue

Apartment buildings โ€” especially modern concrete-and-steel construction โ€” have very limited termite exposure. There's little timber, no ground contact for most of the building, and pest issues are usually nuisance pests rather than structural.

Townhouses are different. Most have timber framing, timber subfloors, timber fascia and eaves, ground-floor construction, and gardens up against walls. They're textbook termite targets. Older townhouse schemes โ€” say, 1970s and 1980s vintage โ€” need particular attention.

If you're managing or living in a townhouse scheme and there's no annual termite inspection programme, that's a gap to address โ€” not a "nice to have."

Grey areas and common disputes

Annual termite inspections

Regular termite inspections are the cheapest protection a townhouse scheme has. We recommend an inspection every year. For a townhouse strata scheme:

For committees: if there's no current termite inspection report on file, get one. It's one of the cheapest pieces of due diligence available.

Termite damage โ€” common property or lot?

This is the most common dispute. Termites don't read the strata plan. They eat what's there. When damage is found:

The strata plan tells you the boundary. A building consultant or pest inspector can identify what's lot and what's common in a particular case.

Treatment that needs access to multiple lots

Modern termite treatment often involves trenching around the building, installing bait stations, or applying chemical barriers. This can mean accessing several lots โ€” including courtyards, gardens, and sometimes inside lots for inspection. The owners corporation has a statutory right to enter a lot to carry out its repair duties; we will give you notice and agree a time.

Lot owner activities that attract termites

If a lot owner has done something that materially increased the termite risk (timber retained against the building, stored firewood next to a wall, garden beds raised above the slab) and damage results, talk to us โ€” whether any cost can be recovered from that owner depends on the facts. It's worth raising practically with owners when they're creating obvious risks.

Nuisance pests โ€” cockroaches, ants, rodents inside the lot

If you see pests inside your townhouse, they're your problem. The owners corporation doesn't pay for fortnightly cockroach sprays inside lots, ant baits in your kitchen, or rodent traps under your sink. The OC pays for pest control of common areas and structural elements only.

Possums and birds in roof spaces

Possums in the roof of a townhouse usually mean access through a common roof space โ€” common property. The OC arranges removal (humanely, using a specialist) and seals the access points. Inside your lot's roof space that's only yours, you arrange it yourself. Confirm with the strata plan if you're unsure.

Why prevention pays for itself

A termite inspection costs a few hundred dollars. Termite damage to a townhouse frame can cost tens of thousands to repair. For a small townhouse strata scheme operating on a tight budget, annual inspections aren't optional spending โ€” they're cheap insurance. We routinely recommend they're budgeted every year as a regular maintenance cost.

Practical next steps

  1. Make sure the OC has a current termite inspection programme. We recommend annual inspections.
  2. If you see signs of termite activity โ€” mud tubes on walls, hollow-sounding timber, frass (small piles of "wood dust") โ€” report it in writing immediately. Don't disturb the area.
  3. Don't store timber, firewood, or organic material against the building. Don't pile garden beds above the slab line.
  4. For nuisance pests inside your lot, deal with them yourself. Maintain cleanliness, seal entry points, use baits or call a pest controller.
  5. Check the strata plan if there's any doubt about whether damaged timber is lot or common property.
  6. For committees: keep the inspection certificate on file and act promptly on any recommendations. Failing to act on a known risk significantly increases the OC's exposure under Section 106.

Sources

Strata Schemes Development Act 2015 (NSW), s4 (definition of common property) and s6 (lot boundaries).

Strata Schemes Management Act 2015 (NSW), s106 (duty to repair common property).

The owners corporation's duty to repair common property is strict (s106; Seiwa Pty Ltd v Owners Strata Plan 35042 [2006] NSWSC 1157).

NSW Fair Trading โ€” Strata living and dispute resolution guidance.

This isn't legal advice. Termite damage cases can be expensive and involve insurance, building consultants, and possibly NCAT. For active termite issues, get a licensed pest inspector and the strata manager involved early โ€” don't wait, and don't try to treat it yourself.
AH
Alan Hunter
Licensee in Charge, Townhouse Strata ยท Class 1 Strata Manager